Hydrology and Earth System Sciences
Hydrology and Earth System Sciences
HESS
Articles | Volume 22, issue 7
Articles | Volume 22, issue 7
https://doi.org/10.5194/hess-22-3761-2018
© Author(s) 2018. This work is distributed under
the Creative Commons Attribution 3.0 License.
https://doi.org/10.5194/hess-22-3761-2018
© Author(s) 2018. This work is distributed under
the Creative Commons Attribution 3.0 License.
Articles | Volume 22, issue 7
Research article
 | 
16 Jul 2018
Research article |  | 16 Jul 2018

Defining and analyzing the frequency and severity of flood events to improve risk management from a reinsurance standpoint

Elliott P. Morrill and Joseph F. Becker

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Short summary
The goal of the paper was to develop a method to identify the length and severity of flood events for (re)insurance and risk management usage. We took publically available nationwide discharge data from the USGS to apply our method to. We were able to define a peak and a threshold for each individual site, which served as the basis of our method. The hope was that the method would help replace the current standard hours clause and hopefully improve how flood insurance is covered internationally.
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